SMS TERMS AND CONDITIONS

Northstar Investment Partners (operating as Stoehr Advice LLC)

These SMS Terms and Conditions govern text messages sent by Northstar Investment Partners (“Northstar,” “we,” “us”). By opting in to receive text messages from Northstar, you agree to these terms.

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1. SMS Consent and Information Sharing

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Mobile opt-in, SMS consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.

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2. Types of SMS Communications

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If you have consented to receive text messages from Northstar, you may receive messages related to the following:

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● Appointment reminders and scheduling confirmations

● Follow-up messages regarding inquiries you have made with us

● Account or service-related notifications

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Northstar does not send promotional or marketing text messages.

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Example: “Hello, this is a friendly reminder of your upcoming appointment with Northstar Investment Partners on [Date] at [Time]. Reply STOP to opt out of SMS messaging from Northstar Investment Partners at any time.”

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3. Message Frequency

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Message frequency may vary depending on the type of communication. You may receive up to 4 SMS messages per month related to your appointments, inquiries, or account status.

Example: “Message frequency may vary. You may receive up to 4 SMS messages per month regarding your appointments or account status.”

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4. Potential Fees for SMS Messaging

Standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

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5. Opt-In Method

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You may opt in to receive SMS messages from Northstar in the following way:

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● Verbally, during a phone conversation with a Northstar representative, confirmed by replying YES to a follow-up text message inviting you to opt in

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Northstar does not collect phone numbers or SMS consent through its website.

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6. Opt-Out Method

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You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly at 770.559.6220 to request removal from our messaging list.

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7. Help

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If you are experiencing any issues, you can reply with the keyword “HELP,” or contact us directly at 770.559.6220.

If you do not wish to receive SMS messages, simply do not opt in when asked, or reply STOP at any time to stop future messages.

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8. Standard Messaging Disclosures

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● Message and data rates may apply

● You can opt out at any time by texting “STOP”

● For assistance, text “HELP” or visit our Privacy Policy and SMS Terms and Conditions pages

● Message frequency may vary

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Last Revised: 07-08-2026